It’s Not All About Planning

http://www.etftrends.com/2012/06/new-all-etf-target-date-funds/

In coaching, I often help individuals create career plans. Career plans might include a 1-year plan, a 5- or 3-year plan and a 10-year plan—created in reverse order and nested within one another. Where individuals struggle is in the level of detail required in each of these “plans”.

I hit upon an idea—stop calling them all plans.

Scope out a 10-year target

Draw a 3-5-year picture

Create a 1-year plan

Target, Picture, Plan give different connotations and I think will help out.